Building credit
Practical foundations for your credit history, whether you are starting out or new to the UK.
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Building credit for the first time
Practical first steps if you have little or no credit history.
More about building credit
Credit for young adults
Understand first credit applications, affordability and the risks of borrowing when you are starting out.
Credit for newcomers to the UK
Why an overseas credit history may not appear in the UK and practical ways to establish accurate records.
Electoral registration and your credit report
How electoral register information helps identity checks, and what to do when your details are missing.