Credit reports
Check the information behind your score, understand the agencies and resolve inaccurate records.
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Check your credit report for free
Compare free services and the credit reference agencies behind them.
More about credit reports
The UK’s credit reference agencies
Meet Experian, Equifax and TransUnion, and understand why checking one report may not show everything.
Missed payments, defaults and CCJs
Understand these different records, how long they can remain and where to find free help.
Financial associations on your credit report
When a joint financial connection can matter, and how to request disassociation when it ends.
Checking and disputing credit report errors
A practical checklist for inaccurate entries, unfamiliar accounts and raising a dispute safely.