Who runs this site
creditscore.org.uk is an independent publisher of UK credit information. We explain how credit reports and scores work, compare free ways to check them and build simple tools to help you understand your own figures.
We are not a credit reference agency, lender or broker, and we don’t give personalised financial advice. The .org.uk address is a domain choice, not a sign of official status.
How information is checked
Every guide is written from primary sources: MoneyHelper, the Information Commissioner’s Office, GOV.UK, the FCA, the three credit reference agencies and providers’ own documentation. Sources sit beside the sections they support, so you can read the original.
Content was last reviewed on 12 October 2026. When a provider changes its scale, features or terms, we update the page and the review date.
Independence
Provider links are for reference, not rankings. We have no affiliate or commercial arrangements with the services we compare.
The calculator runs in your browser. The figures you type are not saved or sent anywhere.
Corrections
Spotted something out of date? Email help@creditscore.org.uk with the page and, if possible, the official source.
Contact and support ↗